- Product & Services
Commercial Loans/Overdraft
Our Commercial Loans and Overdraft facilities are designed to support active businesses of all sizes in meeting their working capital and operational needs. Whether you are looking to expand, manage cash flow, or cover unexpected expenses, we provide tailored financing solutions to keep your business moving forward. We offer competitive interest rates, flexible repayment structures, and quick access to funds. With our overdraft facility, you can access additional funds beyond your account balance, giving your business the confidence to seize opportunities or address short-term cash gaps. Loans up to GH₵300,000 do not require immovable property as collateral. We offer financing durations of up to 2 years with option to renew, structured to match your business cycles.
Eligibility & Requirements
- Must be a registered business entity (Sole Proprietorship, Partnership, Limited Liability Company, Cooperative, etc.)
- Valid business registration documents (Certificate of Incorporation/Registration, Form A or relevant statutory documents)
- Business operating license (where applicable)
- Valid national ID of business owners, directors, or signatories (Ghana Card)
- Duly completed loan/overdraft application form
- Audited financial statements or recent management accounts (for companies)
- Immovable Collateral (for loans more than GH₵300,000)
- Board resolution (for Companies )